EJF Financial Debt Strategies

EJF Financial Debt Strategies Fund is a private credit fund focused on originating Credit Risk Transfer (“CRT”) transactions with banks with less than $100B in assets across the U.S.

Investment Strategy

What is a Credit Risk Transfer ("CRT") transaction?

A tool designed to reduce a bank’s credit risk on a specified loan portfolio and raise regulatory capital at a time when traditional methods of raising capital are less attractive.

Market Opportunity

Confluence of market factors including interest rates, CRE loan concentration fears and a shift in regulatory requirements have caused capital constraints for community and regional banks.

EJF's Advantage

EJF’s seasoned portfolio team leverages its large network of financial institutions to originate bespoke transactions that are not broadly syndicated to deliver what we believe will be attractive risk-adjusted yields.

To learn more or to share an investment opportunity, contact us.

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Overview